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8 hours, 54 minutes ago Edited

It's the same narrative we have every year, but this a very special time of year starting now. This year, the sophistication on new platforms, particularly TikTok and Instagram, have never been better in terms of marketing and bringing in sales. I've got 54 companies doing this now. The way to look at credit cards is it's okay to use them as long as you can pay off the balance before you get hit with the 21 to 23% interest. And it's very important that even if you're married, that you keep your own financial identity through a credit card and keep paying it off. It's good and bad, but It's a tool if used properly that is incredibly effective in managing your financial life.
It's the same narrative we have every year, but this a very special time of year starting now. This year, the sophisticati...
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