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⭐ Expat Interviews: email
expatinterviews@gmail.com with your province and story
CHAPTERS
00:00 Intro - Neighbours In Trouble With Debt
00:19 Thai's Are Lazy
01:45 The Amounts Of Debt
02:00 The Minimum Wage To Pay Back
02:37 How It Gets This Bad - Easy Credit
03:26 Borrowing Between Families
04:02 Government Debt Is Not The Issue
04:29 Household Debt - This Is The Issue!
05:19 The Importance of The land
05:46 Corporations Buying Up Land
06:22 How Thailand Compares To Other SEA Countries
07:06 The Middle Class
07:27 Car Repossessions
08:36 Easy Access To Credit
10:03 What We Teach Our Kids
11:10 My Wife's Family Difficult Decision
12:45 Is There Something Coming...
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FAQ
1. Why I use the word “expat”
In Thailand, foreigners are stamped “Non-Immigrant” in their passport. That means you must check in every 90 days, can’t work in jobs reserved for Thais, can’t own land, and can be deported (and banned for 5–10 years) if caught working without a permit. So while I’d love to call myself an immigrant, legally we’re not — hence the word expat.
2. What I do for a living
I run a health foods company here in Thailand and have a work permit that covers all YouTube activities. I’ve paid tax in Thailand for over 10 years — through my own companies (an English school and a jazz lounge), as well as during my career in the 5-star hotel industry (Anantara). And yes — I speak Thai.
3. Can foreigners own land in Thailand?
No. But a superficies agreement allows you to control the land for 30+ years, and houses here are relatively affordable (1–2 million THB). If you have children, owning a home is essential for their security. Still, it’s smart to keep around 80% of your net worth in high-performance assets (like BTC) outside Thailand.
4. About my wife
We’ve been together 12 years of my 15+ years in Thailand. She’s a finance graduate, hardworking, traditional, and loyal — she earned more and owned more property than me when we met, and she’s stood by me through both success and struggle.
5. Patreon & Memberships
All Patreon and channel membership income goes directly to supporting our Thai extended family — for food, school supplies, and household needs.
'The Naked Guru" Is just a fun metaphor for being open and honest.
Thanks for joining!
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